619-432-2234

Call us 7 days a week to speak with a Loan Officer now!

What We do

Whether you are looking to purchase your dream home or looking to refinance your existing home loan, we will guide you through the process.

Prospect Home Finance

Home Finance

This is one of the most important financing decisions of your life and we are here to ensure your home finance goals are met and your home finance dreams come true.

New Home Purchase

We will expedite your Pre-Approval and streamline the process!

Refinance

With great home finance rates and many home finance programs to choose from, we have your back!

Why Choose Prospect Home Finance

Since 2006, we have helped over 10,000 families achieve their home finance goals.

Fast

Speed is essential when making one of the most important financial decisions of your life. Our goal is to ensure your home finance experience is seamless and as stress-free as possible.

Efficient

Ensuring efficiency throughout the home finance process is one of our top priorities. Our goal is to guide each transaction smoothly to the finish line with as few obstacles as possible. This includes coordinating closely with all involved parties—including the title company, escrow company, underwriting department, loan processing department, appraisal management company, mobile notary, and our home finance team—to ensure all deadlines are met.

7 Days a week

Our home finance team is committed to answering your questions quickly and ensuring you have the information you need to make confident decisions. The choices you make about your home financing will shape your family's financial security for years to come. We take this to heart and are dedicated to being there when you need us most.

We are here to serve you!  Contact us today at 619-432-2234

Testimonials

What Our Clients Say?

What a stress free, fast, & wonderful experience. I highly recommend Prospect Home Finance, especially ***** he is the epitome of efficiency and knowledge. My refinance took less than 4 weeks to complete.
Kim M.
We refinanced our home through Prospect and had a great experience.
Samuel took care of us from start to finish. I would not hesitate to recommend both Samuel and Prospect to anyone needing to refinance. They make it EASY and as stress-free as possible!
Lauraine E.
I wanted to refi an investment property and it was a tough sell. It was one issue after another with several lenders. I decided to go through Lending Tree for a loan and I received several offers. I went with Prospect Home Finance and I am so glad I found them.

Michael F.